Well I have it working
http://www.gailplayground.com/autumn/ (I had to add a few just to see why and what

)
Now the hard part is to tell what I did, and harder even why I did it.
I think it was this line 115 of 'index.php'
$d = dir("./file_info/descriptions/");
But I noticed that the directory 'file_info' was actually named 'File_Info'. Ok on a Windows server, not OK on an Unix. So I changed the actual folder name to 'file_info'. Solved that problem, but then another.
<looking for it

>
OK, here it is...Same file, but up at lines 18 and 19, the names were capitalized, so I made them lower case, that solved that problem
# Path to Header and footer files (not required)
#-----------------------------------------------
$header = "file_info/header.htm";
$footer = "file_info/footer.htm";
That's why I tell Richard, just always make file names lower case. You notice down lower in this file, where 'file_info' is used, he has everything lower case......
OK, super, but now write errors, when opening a thumbnail. I looked at chmods, the 'descriptions' folder was at 777, OK....The desciption files were at 644, so I changed to 666, so the script could write to it. Then everything worked perfect. But what was going to set future uploads to 666? I uploaded some images, and everything worked, no other intervention needed. I look at the server, the new ones are at 644. But it works. ^_^ I notice the 'owner' of the ones I uploaded are '99', which means the 'script' is the owner of the images. The other images, that Gail put in, are '32072', which relates back to 'Gail' the server account owner, is the owner of the images. (I know this from working with Gallery, but cannot explain it any better). So why the 2 different owners, I don't know
But then, its bed time